Comparison
Compare our rate with European banks
Official ECB averages for new loans — recalculated live for your project.
EUROS FINANZ
Indicative rate (APR) : 3.60 %
Estimated monthly payment
€182.37
Traditional banks — ECB average
Indicative rate (APR) : 7.60 %
Estimated monthly payment
€200.86
Detailed comparison · 10 banks
Sort by : Rate · Estimated monthly payment · You save| Bank | Rate | Estimated monthly payment | Application fees * | Approval in principle * | Estimated total amount | You save |
|---|---|---|---|---|---|---|
1 EUROS FINANZBest offer | 3.60 % | €182.37 | 0 € | 72 h | €10,941.87 | Simulate at these terms |
2 Société Générale | 5.89 % | €192.82 | 0 € | 5–10 d | €11,569.01 | €627.14 |
3 Commerzbank | 6.64 % | €196.32 | 0 € | 4–8 d | €11,779.02 | €837.15 |
4 BNP Paribas | 7.12 % | €198.58 | 0 € | 5–10 d | €11,914.69 | €972.82 |
 ING | 7.22 % | €199.05 | 0 € | 2–4 d | €11,943.10 | €1,001.23 |
 Santander | 7.27 % | €199.29 | 0 € | 3–7 d | €11,957.26 | €1,015.39 |
 BBVA | 8.08 % | €203.15 | 0 € | 3–7 d | €12,188.75 | €1,246.88 |
 Intesa Sanpaolo | 8.62 % | €205.74 | 200 € | 7–14 d | €12,344.70 | €1,402.83 |
 ABN AMRO | 9.60 % | €210.51 | 0 € | 5–10 d | €12,630.41 | €1,688.54 |
 Deutsche Bank | 9.71 % | €211.05 | 0 € | 3–5 d | €12,662.66 | €1,720.79 |
 UniCredit | 11.04 % | €217.62 | 160 € | 7–14 d | €13,057.50 | €2,115.63 |
Rates verified on 27 September 2026
Your advantages in detail
| EUROS FINANZ | Traditional banks — ECB average | |
|---|---|---|
| Indicative rate (APR) | 3.60 % | 7.60 % |
| Application fees | 0 € | 150–1 200 € |
| Approval in principle | 72 h | 7–21 days |
| Early repayment | Free of charge | Up to 1% |
| 100% online process | Yes | Often branch only |
| Multilingual support | 26 languages | National language only |
Indicative, non-binding rates. “Traditional banks” benchmark: ECB average of new loans, euro area — ECB — MIR rates, new loans, euro area average. Bank rates: representative examples published on their official websites (checked September 2026) — click a bank to verify. Fees and timelines: indicative. All information is indicative and non-binding. Unavailable data is marked as 'subject to review'. Final conditions depend on the review carried out by the competent party.